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Our goal is to educate the public and help you to resolve your financial problems in a safe and efficient manner.

 

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Free Consultation

 

Speak with a certified credit counselor, free of charge or obligation. Based on your situation we will connect you with a highly reputable non-profit agency.

 

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Testimonials

 

"Thank you for all your help, I finally feel like I can exhale."

                   -Brenda G.

                    Fall River, Mass.

 

 

"I am more than grateful to your company...{the counselor} was extremely professional, efficient, and courteous, and I thank you."

                    -Kelly S.

                     Riverdale, Ga.

 

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Open Charge Credit Educational Information


This type of credit is usually issued from small retailers. It's an open-end line of credit for 30 days. It's also referred to as "30 days same as cash." If you have this type of credit set-up you can purchase a specific item, sign a sales slip (merchant agreement) and go home with that item the same day. At the end of 30 days, the retailer will send you a bill. This bill is due and must be paid in full. They do not offer any payment terms.

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