We offer superior service in various locations throughout the United States for online debt consolidation and credit counseling, including:

Alabama: Including Birmingham, Huntsville, Mobile, and Montgomery.

Alaska

Arizona

Arkansas

Colorado

Connecticut

Delaware

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Louisiana

Maine

Massachusetts

Minnesota

Montana

Nebraska

Nevada

New Hamshire

New Mexico

North Dakota: Including Beulah, Fargo, Bismark, Jamestown, Minot, West Fargo, Valley City, Grand Forks, Grafton.

Ohio

Oregon

Pennsylvania: Including Abington, Allegheny, Ambler, Antrim, Armstrong, Aston, Athens, Avalon, Baldwin, Bensalem, Brighton, Brookville, Middlesex, Milford, Montgomery, Carrolltown, Chaddsford, Churchill, Cleona, Cooperstown, Crescent, Elizabethtown, Erie, Easton, Reading, Franklin, Gettysburg, Hampton, and Jonestown.

Rhode Island

South Dakota

Tennessee

Texas: Including Houston, Austin, Amarillo, Arlington, Corpus Christi, Dallas, El Paso,
Fort Worth, Plano, San Antonio, and Witchita Falls.

Virginia: Including Alexandria, Bedford, Bristol, Buena Vista, Charlottesville, Chesapeake, Colonial Heights, Covington, Fairfax, Falls Church, Franklin, Hampton,
Lexington, lynchburg, Manassas, Newport News, Norfolk, Petersburg, Richmond, Roanoke, Salem, Halifax, Virginia Beach.

Financial Tip:

It isn’t what you earn, it’s how you spend

Every year Americans make a decided effort to follow through with a New Year’s Resolution.  Mixed in with the plans to exercise more and quit smoking is the relatively common idea to “pay off debt.” Ironically, a more sound and lasting plan would be to avoid accumulating debt. Most experts will agree that it is the small and consistent purchases that really add up over time. How you are spending your money can have a major impact on your accumulation of debt. Consider this; a cup of coffee from a coffee house every morning would cost you roughly $3.50 on the low end and close to $5.00 on the high end.  If this is a part of your daily routine, you could end up spending $1,000 - $1,200 a year. Another example would be the notorious office lunch debacle; a week’s worth of lunches that you brown bag can end up costing you only $10 for the week, whereas a week’s worth of take out, delivery, or drive-thru dining can run you upwards of $30 per week.

Are these every day extra’s worth it? Sure, it is nice to have a steaming cup of hazelnut roast to start your day and a Shrimp Po’ Boy at your favorite eatery, but is the overall cost worth it? Everyday spending decisions have a major impact on your long term goals. So temperance is key.